peach
I get enamoured
 Just call me "Mom"
Ballkicks: (+735 / -175)
Posts: 6073 (0.896)
Reg. Date: Jul 2002
Location: Alberta, Canada
Gender: Female |
Reply 24 of 30 (Originally posted on: 03-25-11 02:01:58 PM)
Edit Post
| Edit History
| Send PM
| Change Title
| Reply w/Quote
| Report Post
| Ignore
| Show All Posts
200/mo?! man where do you live!
Anyway I, like others in this thread, would probably personally wait for a more convenient time to get married. But everyone has their reasons and it seems like you're set on it, so I'll skip the preaching and just tell you that a line of credit is likely your best bet. The banks will want to hear that you've been employed for x amount of time though, that may be a snag but if you have good credit other than that and an established relationship with your bank (ie, haven't written a bad cheque, generally carry a balance in your account, etc) that will reflect in your favour.
Line of credit would likely be the easiest way, depending on how much you get approved for. They (can) work it in plateaus, like say it starts at a 2000credit limit, you start out with that $ interest, and it goes up marginally when you need to take more money (with a cap at say 5k). So you're rewarded with slightly lower interest for using less of the credit.
I'm not certain if it works the same way for americans as it does up here, but up here your LOC can function in a few different ways, some people get a credit card attached to their LOC, others get it set up with a chequebook... Often the person you talk to at the bank will listen to your needs and suggest something that would work ideally for you, they know better what they can offer and what you may need.
|